Finding the right home at the right price is just one part of a home sale or purchase. Marketa Musil - Berkshire Hathaway Home Services, California Properties is seasoned at assisting both buyers and sellers when it comes to closings. E-mail or call me today at (949)436-8745 if your needs include a real estate pro ready for the business side of buying and selling.

What closing costs should you expect?

There are certain expected expenses associated with closing the sale of a house. These costs are usually divided between the buyer and seller, as instructed in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in California to help direct you through the process.

Closing costs that are tied to your mortgage    (Click here for more information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes commonly paid at closing    (Click here for more information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Click here for more information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we get through the details of your deal, I'll not only work to get the very best sales price, but I'll also push for limited closing costs. And once we've come to an agreement, I'll fully explain the closing costs so you are aware of exactly what you're paying for.

Buyers: When buying real estate in Monarch Beach, you'll be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within a reasonable range so you're not surprised when you arrive at the closing table. I'll be happy to go over the GFE with you, answering your questions and highlighting any estimates that are uncertain.

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